Cameron McDonald - Principal Advisor & Fractional CTO/CIO

Cameron McDonald

Principal Advisor

30+ Years Experience

Melbourne, Australia
Former Selfwealth CTO
133% Acquisition Premium Achieved

CTO/CIO & Digital Transformation Leader

Cameron McDonald is a CTO/CIO with a proven track record in formulating and executing strategic technology and operational change supporting delivery of corporate goals. Skilled in building and leading high-performing teams, driving sustainable cultural transformation, and fostering strong customer and partner relationships. Most recently as CTO at Selfwealth, he shaped the strategy that led to a 133% premium acquisition by Singapore-based fintech Syfe. Cameron brings expertise in facilitating innovation through Design Thinking and Enterprise Architecture, as well as overseeing complex programs spanning new product development, business transformation, and M&A integration. He has delivered Australia's largest mortgage broking platform ($23M, 8,000+ users) and built data, analytics and AI practices from the ground up.

Core Skills

Digital TransformationAI ImplementationEnterprise ArchitectureM&A Technology IntegrationTeam LeadershipDesign ThinkingCloud AdoptionCybersecurityData & AnalyticsAgile/DevOpsChange ManagementStakeholder Engagement
133%
Acquisition Premium Achieved
$23M
Platform Delivered
200%
Turnover Improvement
30+
Years Experience

Industry Experience

Proven expertise across sectors with deep domain knowledge

Financial ServicesFinTechInsuranceMortgage & LendingWealth ManagementBankingRetailTechnology

Core Specialties

Key areas where I deliver exceptional value to clients

Strategic CTO/CIO LeadershipDigital TransformationAI & Data PracticesCloud AdoptionM&A Technology Due DiligencePost-Acquisition IntegrationCybersecurity & ComplianceOrganisational ChangeProduct Development

Track Record

Measurable results that speak for themselves

133%

Acquisition Premium Achieved

$23M

Platform Delivered

200%

Turnover Improvement

30+

Years Experience

Career Highlights

Key leadership roles that shaped my expertise

July 2003 - Present

Director & Principal

ONLY1 Group

Technology advisory collective offering Board and Executive advisory services

Specialising in technology strategy, M&A due diligence, cybersecurity, and AI

Interim CIO/CTO leadership, building and scaling teams

Developing VibeMD Studio - AI information management platform launching 2026

September 2023 - September 2025

CTO

Selfwealth

Shaped strategy leading to 133% premium acquisition by Singapore-based fintech Syfe

Restructured and scaled technology and data function (40+ team)

Rebuilt cloud infrastructure & security aligning to AWS WAF and NIST CSF

Introduced engineering automation shifting from weekly to on-demand deployments

Embedded culture of innovation, enhanced resilience, and DevOps-driven delivery

April 2016 - September 2021

CIO (Head of Technology)

Helia (ASX-listed)

Member of Executive team reporting to CEO and Board Technology Committee

Led enterprise technology organisation (53+ FTE, $25M budget)

Delivered multi-year digital transformation including cloud adoption and security uplift

Embedded agile/DevOps practices accelerating delivery and improving resilience

June 2009 - September 2011

Director - One Platform

Challenger Limited

Directed build of Australia's most widely used mortgage broking platform (8,000 users, $23M project)

Led 70+ member delivery team managing scope, vendors, and governance

Delivered industry-defining 3rd party mortgage processing infrastructure

November 2007 - May 2009

Head of Challenger Broker Support Services

Challenger Limited

Led integration of PLAN, Choice, and FAST acquisitions into unified shared services

Delivered operational services to 8,000+ brokers with 30% reduction in operating costs

Built and managed 65+ person technology and operations team

October 1999 - June 2003

Head of Technology, Asset Management

HSBC

Owned infrastructure and application delivery including Y2K program

Led M&A technology due diligence and AFSL compliance programs

Professional Credentials

Industry-recognised qualifications and certifications

Executive Program, Design Thinking - Macquarie Graduate School of Management
Executive Program, Organisational Change - Australian Graduate School of Management
Bachelor of Business, Accounting - Monash University
ArchiMate 2 Certified
Microsoft Certified Azure Fundamentals

Let's Accelerate Your Digital Transformation Together

Ready to build AI capabilities, drive strategic transformation, or prepare for M&A success?

I specialise in leading technology transformations that deliver measurable business outcomes, from acquisition premiums to productivity improvements.

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